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RBI Consultation Paper on P2P Lending: Summary: by Pavishka Mittal — published May 18, 2016 — last modified May 18, 2016 12:12 PM — filed under: Sharing Economy, Reserve Bank of India, Research, Network Economies, P2P Lending, Researchers at Work
The Reserve Bank of India published a Consultation Paper on Peer-to-Peer Lending on April 28, 2016. The Paper proposes to bring the P2P lending platforms under the purview of RBI’s regulation by defining P2P platforms as NBFCs under section 45I(f)(iii) of the RBI Act. Once notified as NBFCs, RBI can issue regulations under sections 45JA and 45L. The last date for submission of comments to the Consultation Paper is May 31, 2016. In this post, Pavishka Mittal presents a summary of the Paper.
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RBI Consultation Paper on P2P Lending: Legality and Implications: by Pavishka Mittal — published May 23, 2016 — last modified May 31, 2016 01:25 PM — filed under: Sharing Economy, Reserve Bank of India, Research, Network Economies, P2P Lending, Researchers at Work
The Reserve Bank of India published a Consultation Paper on Peer-to-Peer Lending on April 28, 2016. The Paper proposes to bring the P2P lending platforms under the purview of RBI’s regulation by defining P2P platforms as NBFCs under section 45I(f)(iii) of the RBI Act. Once notified as NBFCs, RBI can issue regulations under sections 45JA and 45L. The last date for submission of comments to the Consultation Paper is May 31, 2016. In this post, Pavishka Mittal discusses the legality and implications of the proposed classification of Peer-to-Peer lending companies as NBFCs.
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